Top Tips for Paying Off Your Student Loans

Are you paying hundreds of dollars per month in student loans, or do you anticipate that you will be by the time you finish college? Here are a few tips to help you pay down those debts as quickly as possible.

  • Don’t delay your payments – Start paying now unless you absolutely can’t afford to. Just remember that a grace period doesn’t stop interest from piling up, so those loans are just getting bigger.
  • Use automatic withdrawals – You don’t want to miss a payment accidentally and get hit with a penalty. Automatic payments ensure that you at least make the minimum payment on time each month.
  • Don’t just make minimum payments – You may not have the money to make a double payment, but everything you send beyond the minimum amount comes out of the principle directly rather than being subject to interest. Even if you just send an extra $15 per month, you may be saving hundreds of dollars in interest over the length of the loan and paying it off a year early.
  • Take advantage of free money for college – From FAFSA to scholarships, make sure that you are getting all of the grants and other free money for college that you can. This will minimize how big your student loans are to begin with. You can pay smaller loans off faster.

Help Finding Free Money for College

College Planning Source wants to help you find as many grants and scholarships as possible. Call us today at 858.676.0700 or submit the online contact form to learn more about what we can do to help you plan for your further education.

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To ensure the safety of parents, students, and staff, we will be holding our student counseling meetings and our student workshops online. 
We will be conducting meetings via Zoom until further notice.
For upcoming scheduled meetings, our counselors will be contacting you directly regarding the Zoom meetings.
Our staff continues to work tirelessly to prepare our students and families for their college experience. If you are currently on break, get a head start now and take advantage of this time to start college planning. For any questions or concerns, please contact us at 858-676-0700.



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