Are You Saving Enough for Retirement?

When you ask a financial expert how much you need to save up before you retire, the answer will usually be “as much as you possibly can.” That’s because the real answer is about 20 times what you spend in a year (less any social security or pension you expect). Since that number usually exceeds […]

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How Much Life Insurance Do You Need?

Whether you have a small family, a large one, or you hope to expand your existing family in the near future, you also need to think about how your family would fare if you were to experience a tragic accident. When you consider how much life insurance you need, think about the following three factors: […]

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Parents: Build a Funding Plan that Considers Both College and Retirement

According to financial guru Dave Ramsey, retirement funding should take priority over funding college for your kids. Why does he feel strongly, and is there any way to save for both? Why It’s Smart to Plan for Both Some parents have gone as far as to take money out of their retirement funds to pay […]

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How Upper Middle Class Families Can Fund College

There are some families in the US that can afford to pay for college for their children. Then there are those who get plenty of help from the government due to having a need. But what if your family is somewhere in between? You make more than the middle class, but not enough to fully […]

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Essential Tips for Students Hoping to Get College Funding

You know your family can’t afford to put you through college, and you don’t want to spend the rest of your life paying off a massive debt. That’s why students, even some from middle-class and upper-middle-class families, need financial aid for college. But does that even exist for your household income bracket? Here are some […]

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How Do You Plan on Paying for College?

This is an important question for students (and parents of students) who intend to further their education after high school. Since the average American family pays well over $20k per year in tuition fees, very few have that kind of cash on hand. Here is a breakdown of some of your options for funding college. […]

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Direct Student Loans You Should Know About

While parents often try to help their children to be able to fund a college education and there are numerous grants and scholarships available, most students still find themselves needing to fund some of their tuition and other expenses with direct student loans. Here is a brief comparison of four types of loans to help […]

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Parental Guidance for Funding College

It can be intimidating to have one or more children in school. You may begin thinking about saving for college when your kids are still young, and that’s a good idea. What are some other suggestions for funding college? Here are a couple of things you need to know about: Start an education savings account […]

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Tips for Maximizing Need and Merit-Based Aid for College

You may wonder if you can qualify for need or merit-based financial aid. These funds are important if you want to go to a university but don’t want to spend the rest of your life paying for it. Here are a few tips to help you maximize the amount of aid you receive, even if […]

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3 Ways to Fund a College Education

College tuition is expensive, and that is underselling it when it comes to the tuition fees of private universities. How can your family fund a college education for one or more children? Here are three tips. FAFSA – Be sure to fill out the Free Application for Federal Student Aid. This is a way to […]

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