Even if you are just thinking about having children, it’s never too early to begin planning on how to fund college. Tuition costs are always rising, so smart parents don’t wait until the last minute to begin setting aside money. However, you also want your kids to have the best shot at getting into the […]
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Class of 2021 Application Season Preparation In less than 11 months, the Class of 2021 students will be done with their college applications and will begin receiving their early action application results shortly after. Here are a few things to start focusing on to ensure you’ll be ready to begin the applications! 1. Project your
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Whether you are excited about the prospect of retiring at some point in the future or you are apprehensive because you are worried if you will ever be able to set enough money aside, these tips should be able to help you get a jumpstart on the savings process. Have a goal in mind –
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Long-term care is something you really need to think about so that you don’t burn through your estate in your later years. According to AARP, 58% of women will need an average of 2.5 years of care, and 47% of men will require an average of 1.5 years of care. If you are in the
Should I Apply for Long-Term Care? Read More »
A part of your planning for retirement should be knowing the right time to take your social security benefits. Here are a few key factors to help you take your benefits at the right time. Check your social security statement – You can do so here if you create an online account with the social
When Should You Take Your Social Security Income? Read More »
Many people mistakenly think that life insurance is something you start thinking about when you get older. There are several issues with that line of reasoning. The glaring one is: what happens to your family if you tragically pass away young? What are other reasons to consider getting your life insurance now? #1 Age and
When Should I Apply for Life Insurance? Read More »
Your financial portfolio needs to include a variety of funds and accounts. You have savings accounts, checking accounts, retirement funds, investment accounts, and so on. But could you be paying too much of your gains back to banks and investment companies in hidden fees? Here are a few things to consider. Conduct an Annual Review
Are You Paying Too Many Fees on Your Funds and Accounts? Read More »
According to credit monkey, the average IRA balance is just over $100,000, and the average 401(k) balance is just under that amount. While that is nowhere near what the average person needs for retirement, it still puts a person miles ahead of the 45% of working-age households that report no savings for retirement. Do you
Do You Know What You Are Currently Saving? Read More »
When it comes time to purchase life insurance, your two main choices are term and whole life. What are the advantages and disadvantages of each, and which one is right for you? Here are a few things that you should know. How Much Can You Afford? Term life is the less expensive option. This is
What Type of Life Insurance Is Suitable for Me? Read More »
Your financial plan is how you prepare in advance to reach your goals, help your family, and have what you need for a comfortable retirement. But you may wonder how it can be possible to know how much you need and save it up, even over decades of work. Here are a few tips to
Have You Built a Financial Plan Yet? Read More »
