Important Financial Planning Tips for Women

I think we can all be honest and admit that the financial planning world is male-dominated. Yes, things are changing, and that is certainly for the best. However, while America is still getting used to women having as much control over their financial future as men, here are a few tips to help you stay […]

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Tips for Kickstarting Your Retirement Funding Plan

Whether you are excited about the prospect of retiring at some point in the future or you are apprehensive because you are worried if you will ever be able to set enough money aside, these tips should be able to help you get a jumpstart on the savings process. Have a goal in mind – […]

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Should I Apply for Long-Term Care?

Long-term care is something you really need to think about so that you don’t burn through your estate in your later years. According to AARP, 58% of women will need an average of 2.5 years of care, and 47% of men will require an average of 1.5 years of care. If you are in the […]

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Do You Know What You Are Currently Saving?

According to credit monkey, the average IRA balance is just over $100,000, and the average 401(k) balance is just under that amount. While that is nowhere near what the average person needs for retirement, it still puts a person miles ahead of the 45% of working-age households that report no savings for retirement. Do you […]

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Have You Built a Financial Plan Yet?

Your financial plan is how you prepare in advance to reach your goals, help your family, and have what you need for a comfortable retirement. But you may wonder how it can be possible to know how much you need and save it up, even over decades of work. Here are a few tips to […]

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Are You Saving Enough for Retirement?

When you ask a financial expert how much you need to save up before you retire, the answer will usually be “as much as you possibly can.” That’s because the real answer is about 20 times what you spend in a year (less any social security or pension you expect). Since that number usually exceeds […]

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How Much Life Insurance Do You Need?

Whether you have a small family, a large one, or you hope to expand your existing family in the near future, you also need to think about how your family would fare if you were to experience a tragic accident. When you consider how much life insurance you need, think about the following three factors: […]

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Parents: Build a Funding Plan that Considers Both College and Retirement

According to financial guru Dave Ramsey, retirement funding should take priority over funding college for your kids. Why does he feel strongly, and is there any way to save for both? Why It’s Smart to Plan for Both Some parents have gone as far as to take money out of their retirement funds to pay […]

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Three Tips for Funding Your Child’s College Tuition

Financial aid, student loans, and scholarships all account for part of a student’s time in college, but much of the burden falls on parents. How can you make smart decisions while trying to fund your child’s tuition fees? Here are three important reminders. Have an emergency account – Set up a savings account just for […]

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